Commercial Insurance enables a business to transfer the financial consequences of a loss to an insurance company.  The insurance company, in turn, pays the policyholder for covered losses.

Commercial Insurance is one of several techniques used in risk management, which is the process of identifying, analyzing and managing loss exposures so that an organization can meet its objectives.  These techniques can be used as part of an overall process to help your business succeed.

It is important to work with a professional to evaluate adequate coverage and review cost annually.

Consult an Attorney to help you with legal advice and a CPA for tax advice.  Their fees are well worth the investment.

C Bruce Matthews, CTEP, CWM
TruOptions Business Consultants, LLC

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