What should I do if I’m involved in an accident?

The immediate priority is to assess the safety and condition of all those involved. If anyone at the scene is injured, call for medical help, then notify the police as soon as possible. Be sure to note the license plate numbers of all cars involved, and collect the names, addresses and phone numbers of all persons involved, including passengers and witnesses.

Even if you think the accident was your fault, do not admit to it—in fact, even a polite apology can be construed as an admission of fault. Even if you are not physically injured, accidents can be disorienting and you may not be fully aware of all the factors leading up to the crash. Therefore, only state what you know about what happened, and let the authorities determine fault and responsibility. You should contact your insurance company as soon as you can, even if the damages were minor in nature.

Bruce Matthews

C. Bruce Matthews, CWM®, CTEP®
Founder Of Truoptions

With over 25 years of
experience in aiding North
Carolinians, Bruce Matthews
is the choice as a
knowledgeable partner
to help you understand
your insurance and
financial options.