What should I do if another driver hits my car?

You will make a third-party claim to the at-fault driver's insurance company, provided you were not at fault in the accident. The other driver's insurance company will typically issue the check directly to you as the claimant. The responsibility then falls to you to pay the repair shop, as well as the lender if you have a car loan. In the unfortunate event that the at-fault driver doesn't have insurance, your uninsured motorist coverage is designed to take effect.

Bruce Matthews

C. Bruce Matthews, CWM®, CTEP®
Founder Of Truoptions

With over 25 years of
experience in aiding North
Carolinians, Bruce Matthews
is the choice as a
knowledgeable partner
to help you understand
your insurance and
financial options.