What is a deductible?

A deductible represents the amount of money that you're responsible for paying before your insurance company begins payment for the loss of your property. They effectively place responsibility for the initial cost of claims on you, the insured. As a result, the level of your deductible has an impact on the amount of your premiums—the higher your deductible, the lower your premiums.

Bruce Matthews

C. Bruce Matthews, CWM®, CTEP®
Founder Of Truoptions

With over 25 years of
experience in aiding North
Carolinians, Bruce Matthews
is the choice as a
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your insurance and
financial options.