FAQ's
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Auto Insurance
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Can a driver be found partially to blame for an automobile accident?
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Can I insure my boat?
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Does the kind of car I drive matter to an insurance company?
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How do I handle a claim if I cause an accident?
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I have heard of states with no-fault laws and PIP coverage. How does that differ from other states?
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I have towing and labor coverage on my auto policy. Does it only come into effect after an accident?
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I work part-time as a handyman. Do I need insurance coverage for my truck, which I use make repairs?
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My state requires minimum insurance coverage of 15/30/5. What does that mean?
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What does it mean when a car is "totaled"?
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What effect does my driving record have on my auto insurance?
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What exactly are the types of coverage included in a standard personal auto policy?
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What happens if my car is stolen?
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What is the difference between the cancellation and non-renewal of an auto policy?
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What should I do if another driver hits my car?
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What should I do if I'm involved in an accident?
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Why does a high deductible cause my premium to go down?
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Why does my insurance company want to know my age?
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Why would I want to buy more insurance than state law requires?
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Will my insurance cover me if I have an accident in another state while I am away?
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Can a driver be found partially to blame for an automobile accident?
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Home Insurance
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Besides me, who else is covered under my homeowner's policy?
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How can I lower my premium?
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How much will I pay for homeowner's insurance?
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How will I be able to recall the contents of my home if it is destroyed?
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I want to buy a condominium. Will my policy be different from the one I had when I owned a house?
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I'm renting an apartment. Will my landlord's insurance cover my belongings in case of fire?
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If my home burned to the ground, how much money would the insurance company give me?
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What can I do about possessions that are far more valuable than the coverage limits policy?
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What damage to my house would not be covered by my homeowner's policy?
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What if I'm found liable for injuring another person?
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What is a deductible?
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What kinds of damage does a basic homeowner's policy cover?
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Why should I buy homeowner's insurance?
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Besides me, who else is covered under my homeowner's policy?